For realtors, lenders, insurers and writers
Embed a buy vs rent calculator on your site
The short answer
You can put any buyvsrent.ca calculator on your own website for free: paste one line of script (it resizes itself) or a plain iframe. The tools use the same Canadian rules and engine as this site, keep a small “Powered by buyvsrent.ca · MITEY” link, and don’t track your visitors.
What are the terms?
- Free, with no account or key. Copy the script or the iframe.
- No tracking of your visitors; calculator inputs stay in their browser.
- Optional accent colour to match your site (
?accent=RRGGBB). - Please keep the “Powered by” link and don’t present the results as your own advice or a quote.
- The rules and rates inside update when this site updates (last checked ).
Which calculators can I embed?
Buy vs rent calculator
The full comparison: net worth year by year, break-even, costs and the range of outcomes.
Break-even calculator
Find the year buying overtakes renting, and the home-price growth, rent and rate that make buy vs rent a tie. Free Canadian calculator.
Equivalent-rent calculator
Solve for the monthly rent at which renting and owning finish equal. A buy vs rent calculator that answers “is my rent too high or too low?”
Price-to-rent ratio
Calculate the price-to-rent ratio and the 5% rule for any home. A quick first screen for buy vs rent decisions in Canada.
True cost of owning
See every cost of owning a home against rent: interest, property tax, maintenance, insurance, fees and the opportunity cost of your down payment.
Rent and invest the difference
See how much a renter’s portfolio could grow by investing the down payment and the monthly savings. Buy vs rent from the renter’s side.
Down payment vs invest
Compare buying with different down payments against renting. See how insurance premiums and leverage change the buy vs rent outcome.
Closing costs
Estimate land transfer tax, legal fees and other closing costs by province, plus selling costs. A key input for any buy vs rent comparison.
Mortgage payment
Calculate Canadian mortgage payments with semi-annual compounding, payment frequency and the effect of a higher rate at renewal.
Home price growth
Project a home’s future value under low, base and high price growth, in nominal and inflation-adjusted dollars. Inputs for buy vs rent.
Rent growth
Project your rent for the next 5, 10 or 20 years and see the total paid. Compare with ownership costs in a buy vs rent decision.
Selling costs
Estimate commission, GST, legal fees and mortgage penalty when selling a home, and the cash you would walk away with.
Probability simulator
A seeded Monte Carlo simulation of home prices and investment returns showing the probability that buying beats renting. Free buy vs rent tool.
Affordability
Estimate the home price your income supports under Canadian GDS and TDS ratios and the mortgage stress test, before comparing buy vs rent.
Condo vs rent
Buy vs rent for a condo or strata unit: monthly fees, fee growth and special assessments compared with renting a similar unit.
Rental suite income
See how rent from a suite or roommate changes buy vs rent, including vacancy and tax on the income.
First-home savings planner
Plan how long it takes to save a down payment using an FHSA, TFSA and the RRSP Home Buyers’ Plan. A buy vs rent starting point for first-time buyers.
Embedding: common questions
Is it free to embed the buy vs rent calculator?
Yes. There is no account, key or fee. Copy the one-line script or the iframe into your page and keep the small “Powered by buyvsrent.ca · MITEY” link.
Does the embed track my visitors?
No. The calculator runs in the visitor’s browser and their inputs are not sent anywhere. buyvsrent.ca does not set advertising or analytics cookies in the embed.
Can I match my brand colours?
Add an accent colour as six hex digits, for example ?accent=0a5c8a on the embed address. The “Embed this calculator” panel on each tool page builds the snippet for you.
Who answers questions from people who use the embed?
The embed itself has no contact form. If a visitor follows the link to buyvsrent.ca and sends an enquiry there, it goes to the MITEY network team, not to the site that embedded the calculator.