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Buy vs rent tool

Rent growth: what will rent cost over time?

A fixed mortgage payment is predictable; rent is not. Project rent under different annual increases and see how much you would pay in total.

Rent growth assumptions

Where rent increases are regulated, sitting tenants may see smaller increases than the market. Unregulated markets can move faster. Test a low and a high case rather than trusting one number.

Questions people ask

Is rent control in every province?

No. Rules differ by province; Alberta does not cap increases. Check your provincial tenancy board.

Should I include moving costs?

If you expect to move, yes. Moving can also reset rent to market.

How does this feed the main calculator?

Use the projected growth as your rent growth assumption in the main buy vs rent calculator.

Educational estimates based on your inputs; not advice. See the methodology and assumptions.