New Brunswick
Buy vs rent in Fredericton
A buy vs rent calculator preset for Fredericton: New Brunswick’s closing-cost rules are built in, and the starting inputs are rounded planning values you can replace.
Starting inputs ($330,000 home, $1,450 rent, 1.4% property tax) are planning figures, not a market report. Replace them with current listings, rental ads and the property’s tax bill.
Buy vs rent in Fredericton at a glance
On the starting inputs, buying does not overtake renting within 40 years. After ten years, renting and investing finishes ahead by about $9,935.
| Years you stay | Finishes ahead | By about |
|---|---|---|
| 3 | Renting | $22,913 |
| 5 | Renting | $17,061 |
| 10 | Renting | $9,935 |
| 15 | Renting | $4,704 |
What to check in Fredericton
- New Brunswick’s real property transfer tax is a flat percentage of the greater of the price and the assessed value.
- Property tax as a share of value is high; use the property’s actual bill.
- Check local rules for rent increases and tenant rights with the provincial tenancy office.
New Brunswick closing costs
New Brunswick charges a flat percentage of the greater of the price or assessed value. The figures here are approximate; confirm them with your lawyer or notary.
Questions people ask
Is it better to buy or rent in Fredericton?
It depends on how long you stay and what prices, rents and returns do. With the starting inputs on this page (a $330,000 home and $1,450 rent), buying does not overtake renting within 40 years. Replace the inputs with current listings and rental ads for your own answer.
How much are closing costs when buying in Fredericton?
On the starting inputs, estimated closing costs are about $7,000, including $3,300 of transfer tax and registration fees. New Brunswick charges a flat percentage of the greater of the price or assessed value.
What property tax rate does the Fredericton calculator use?
1.4% of the home’s value per year, a rounded planning figure. Use the property’s actual tax bill when you have it.
Nearby buy vs rent pages
Educational illustration; not advice.